US COPD Coalition

CMS Announces a Temporary Policy for Premium Reductions


The following is excerpted from a press release from the Center for Medicare & Medicaid Services.

Today, as part of the agency’s efforts to facilitate the nation’s response to the coronavirus disease 2019 (“COVID-19”) public health emergency (PHE), the Centers for Medicare & Medicaid Services (CMS) announced a policy that will allow issuers to offer temporary premium reductions for individuals with 2020 coverage in the individual and small group markets. CMS is providing this additional flexibility to help ensure that consumers struggling to pay their premiums can continue to be covered and receive the care they may need during this time. 

In light of the COVID-19 public health emergency, the Trump Administration is temporarily exercising enforcement discretion to allow issuers, when consistent with state law, to offer premium reductions for one or more months for 2020 coverage.  This temporary policy will be in effect until the end of 2020.  Issuers are generally prohibited under current federal requirements from changing premiums for health insurance coverage offered in the individual and small group markets after the start of the benefit year.

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